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*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information. ^Healthcare and Insurance Australia Report 2023 — independent research conducted by IPSOS.

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Members' Tax Statements for 2023-24 have been sent directly to the ATO. You can also now download a copy by logging in to our Member Portal or Mobile App. Have questions? See our FAQs

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Better - our aim is to provide you and your family with much better value than top level insurance from a big-name provider.